SIP calculator
Small monthly amounts, big results.
Estimated value after 15 years
₹41,79,243
about 41.79 lakh
- You invest
- ₹18,00,000
- Estimated growth
- ₹23,79,243
Illustration only. Returns are not guaranteed; actual returns vary with the market and the fund.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
Start early
Time does the heavy lifting. Ten extra years can matter more than a bigger monthly amount.
Stay regular
Investing every month, in good markets and bad, smooths out the price you pay.
Step it up
Raise your SIP when your income rises. Small increases add up over the years.
What is a SIP?
A systematic investment plan (SIP) invests a fixed amount in a mutual fund every month. It builds a saving habit and spreads your buying across rising and falling markets.
How is the SIP value calculated?
The calculator uses the standard future-value formula for monthly investments: M × [((1 + i)^n − 1) ÷ i] × (1 + i), where M is the monthly amount, i is the monthly rate of return and n is the number of months.
Is the result guaranteed?
No. The calculator assumes the same return every year, which real markets never deliver. Use it to understand the power of regular investing, not as a promise.
What return should I assume?
It depends on the type of fund. Equity funds are more volatile and debt funds steadier. A cautious assumption keeps your plan realistic; we can help you choose one for your goal.
Can I start a SIP with a small amount?
Yes. Many mutual funds accept SIPs from as little as Rs. 500 a month, and you can increase the amount as your income grows.
Let your wealth flourish
Start your SIP with expert help
Message us on WhatsApp or call. We will listen first, then suggest a plan.